We are the foremost experts in the flood insurance industry.  Our approach is different than others in the marketplace.  We offer a collaborative approach with the homeowner and commercial property owner.  We analyze the property with respect to the Special Flood Hazard Area and determine if a private market flood insurance policy or a National Flood Insurance policy offers the most cost- effective solution.  We understand the pivotal role that flood insurance plays in buying and selling  a home, as well as the burden it places on individuals who currently carry a mortgage.  In many cases, our private market flood insurance policy offers a lower-cost and more convenient alternative to an NFIP policy.  Policy holders who have allowed their policies to lapse and those homeowners with incredibly high premiums due to low elevations will also find our lower rates to be a huge relief from an ever-increasing burden. 

While less expensive, our private market flood insurance policy is just as broad, and covers just as much as the NFIP policy.  The only difference is that we offer lower-cost, flat rates that do not require any documentation such as an elevation certificate.  We are committed to providing you with a private flood insurance policy as inexpensively, quickly,  and painlessly as possible.  All policies require only a 14-day wait period (except for loan closings, which require NO WAIT).  That's more than three weeks less than the National Flood Insurance Program. 

OUR FLOOD INSURANCE DEPARTMENT IS AVAILABLE BY PHONE OR EMAIL— 24 HOURS A DAY AND 7 DAYS A WEEK.